Austria loan for foreigners


The interest of the bank in obtaining a loan for foreigners is low. In Turkey, credit approvals for foreigners are widespread. Foreigners usually receive other real estate loans than Turkish citizens. Credit companies and optional extras.

Bank customer secrecy in Austria

Bank customer secrecy in Austria

Because all bank employees in Austria to lifelong secrecy regarding their own knowledge of the bank (financial circumstances of customers) are (“compensation and punishment threat”) and thus at the same time the right to refuse information to third parties (eg police and tax office) have. For banking customer secrecy in Austria §38 of the BWG applies. This, of course, inspired the anger of many other countries (eg Germany) whose citizens were in part (probably not wrong) suspected of investing uncontrolled funds and / or black money in Austria.

However, the Austrian banking secrecy has been continuously relaxed under a “soft” EU urge and already today largely meets the requirements of the European Union. The EU has maintained banking secrecy in Austria. In Austria, bank client confidentiality for foreigners is at least since September 9, 2017 past – now also the automated exchange of information on the international OECD standard to be guaranteed . The introduction of a central bank account register, the tax office a quick and unproblematic (without court order) Overview of all invoices of the audited in the context of audits are.

About 30 million accounts have been affected. Valid for all depots, depots and home savings contracts – and for both private and for entrepreneurs, about 30 million accounts are registered in the Central Accounts Register.

Immigration and urban development

Immigration and urban development

The stability and growth potential of large cities has always depended on immigration. In the past immigrants came “out of the country”, but today and in the future they come from home and abroad. Over time, they have become one of the largest immigrants. In the civilizational relevance of urban culture, it is important to promote the social and economic integration of migrants without undermining the task of forming identity with them.

The way in which the resulting conflicts are handled and processed – be it through cultural and economic innovation, be it through deforestation or xenophobia – is very different at different times and depends on both parties: the rules of the game and the Behaviors of the receptive urban society on the one hand and the wishes and self-definition of migrants on the other.

This anthology contains contributions from various countries that address integration and identity conflicts in the fields of business, housing, and society, as well as concepts of specious representation and survival in illegality.


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